HMO Health Maintenance

Subscribers to an HMO receive medical services from participating
physicians, clinics and hospitals. You choose a primary care physician
from a list of participating doctors. That doctor is used for typical
circumstances such as annual exams and usual health issues. If you need
to see a specialist, be hospitalized, or have lab or X-ray work, your
doctor will refer you to a provider or facility within the HMO system.
Your doctor must give authorization for those services to be covered by
your HMO. In other words, you must see HMO approved physicians
and use HMO approved facilities or pay the entire cost of the visit
yourself.

You may have to pay some portion of the cost (co-payment) for each
office or hospital visit, such as $10 - $15 per doctor visit, regardless of
what the services cost. Also, some services such as emergency room,
mental health and chemical dependency services, may carry additional
costs in an HMO health maintenance plan. **

Click on the link above and fill out the form in order to
receive HMO health insurance coverage quotes. We
forward your information to licensed HMO health
insurance agent specialists in your area who will contact
you in a timely manner, usually within a few hours, with a
quote(s) by the method you request: email or phone.

Our services are 100% free to you. We also require that
insurance agents do not share your personal information
to non-insurance related sources.

**This page consists of general information on HMO health insurance coverage that you can fill out a quote form
for on HealthInsuranceQuoter.com. It is meant only to be a brief overview of what a HMO insurance coverage
represents. You should always consult a licensed insurance agent for complete details regarding any health
insurance coverage you're interested in purchasing.

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(HMO) Health Maintenance Organization

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Like Point-of Service (POS) and PPO's, HMO's have made
arrangements for lower fees with a network of health care providers and
give their policyholders a financial incentive to stay within that network.