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Major medical health insurance (fee-for-service or indemnity) provides
benefits up to a high limit for most types of medical expenses incurred, subject to a deductible. Once you meet the deductible, most major medical insurance plans pay a percentage of what they consider the "Usual and Customary" charge for covered services. The insurer generally pays 80 percent of the Usual and Customary costs and you pay the other 20 percent, which is known as co-insurance. If the provider charges more than the Usual and Customary rates, you will have to pay both the co-insurance and the difference. |
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Click on the link above and fill out the form in order to receive
major medical health insurance coverage quotes. We forward your information to licensed major medical insurance agent specialists in your area who will contact you in a timely manner, usually within a few hours, with a quote(s) by the method you request: email or phone. |
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Our services are 100% free to you. We also require that
insurance agents do not share your personal information to non-insurance related sources. |
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Major medical health insurance quotes are available if you
reside in one of the states or metro areas listed below: |
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**This page consists of general information on major medical health insurance coverage that you can fill out a quote form for on
HealthInsuranceQuoter.com. It is meant only to be a brief overview of what a major medical insurance coverage represents. You should always consult a licensed insurance agent for complete details regarding any health insurance coverage you're interested in purchasing. |
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Quoter.com
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Health Insurance
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Your one stop source for major medical health insurance quotes.
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Major Medical Health Insurance
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Insurance Terms
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Major Medical
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With major medical insurance plans you can choose your doctor and
any hospital for your medical services. You or they send the bill to the insurance company, which pays part of it. Usually, you have a deductible such as $200 or more to pay each year before the insurer starts paying. The plan will pay for charges for medical tests and prescriptions as well as from doctors and hospitals. Usually, major medical insurance coverages offer more choice of doctors (including specialists, such as cardiologists and surgeons), hospitals, and other health care providers than managed care plans, such as HMO, PPO, and POS. Major medical insurance may not pay for some preventive care, such as check-ups, and is usually a more expensive health insurance coverage than utilizing an HMO, PPO, or POS plan. ** |