Click on the link above and fill out the form in order to
receive disability insurance coverage quotes. We forward
your information to licensed disability insurance agent
specialists in your area who will contact you in a timely
manner, usually within a few hours, with a quote(s) by the
method you request: email or phone.
Our services are 100% free to you. We also require that
insurance agents do not share your personal information
to non-insurance related sources.
Disability health insurance quotes
are available if you reside in one
of the states listed below:
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
DC
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
**This page consists of general information on disability insurance coverage that you can fill out a quote form for on
HealthInsuranceQuoter.com. It is meant only to be a brief overview of what a disability insurance coverage represents. You
should always consult a licensed insurance agent for complete details regarding any health insurance coverage you're interested
in purchasing.
Quoter.com
Health Insurance
Your one stop source for disability health insurance quotes.
Disability Health Insurance
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How It Works...
More Health Insurance
Coverage Information
Disability
Health Insurance Quotes
Interested in other insurance
coverage quotes? Visit one of
our companion websites.
The most valuable resource that anyone possesses is their
ability to provide an income. If everything else that you own
or care about is insured and this ability is removed there may
be no way possible to pay the premiums on other insurance
or even to keep that which is insured. Disability insurance will
provide you with an income should you become sick or
disabled.
Even with benefits such as Workers' Compensation and Social
Security, individual disability insurance benefits are still
important. A disability financially can be worse than death,
since living expenses continue and may increase due to a need
for expensive specialized care. Many people also purchase
disability insurance to help ensure a continuous income should
they suffer disabilities that are not covered by Social Security.
Individual disability insurance coverages pay a percentage of
your salary if you become temporarily disabled, meaning that
you are not able to work due to sickness or injury (excluding
on-the-job injuries, which are covered by workers'
compensation insurance).
Individual Disability Insurance Coverage Features
Disability insurance policies have a fixed monthly benefit that
does not increase with time, although you can purchase extra
coverage, or riders, that offer higher payment schedules.
Disability types include: Own Occupation - the inability to
perform the duties of your specific occupation or Any
Occupation - the inability to perform the duties of any job
for which your education and training make you qualified.
You can choose the length of the waiting period on your
disability insurance policy. Waiting periods can range from
one week to two years and the longer you wait the less
your disability insurance policy will cost.
Review the types of individual disability
insurance by clicking on a link below.
You also can choose the length of the benefit period,
which is how long you will receive monthly benefits once
your disability insurance policy starts paying.
Short term disability insurance policy is sometimes referred to as Accident and
Sickness insurance. It provides benefits for a limited period of time, typically 26
weeks or less. Short term disability usually provides coverage for accidents or
illnesses outside of work when Worker's Compensation insurance does not apply.
You would begin receiving money from your short term disability insurance policy
within 1 to14 days after becoming sick or disabled. The actual time for coverage to
begin depends on whether you suffer an illness or injury. If you suffer an injury, your
benefits will be paid immediately. If you suffer an illness, it will take longer because
there needs to be sufficient time to show that the illness is grave enough to be
disabling.
Click on the link below to fill out a quote request form for an Individual Short Term
Disability Insurance policy that will provide excellent disability insurance coverage.
You choose the amount of income (up to 66% of your gross income) from
$400 to $2000 a month when you can't work due to an accident or illness.
Benefit periods of up to 2 years!
Short waiting periods 1 to 14 days!
Click on the link above and fill out the form in order to receive
disability insurance coverage quotes. We forward your
information to disability insurance agents in your area who
will contact you in a timely manner, usually within a few
hours, with a quote(s) by the method you request: email or
phone.
Our services are 100% free to you. We also require that
insurance agents do not share your personal information to
non-insurance related sources.
How It Works
Long term disability insurance policy provides benefits for a limited period of time, typically
2 or 5 years and is also usually guaranteed renewable until the age of 65. Long term
disability insurance usually provides coverage for accidents or illnesses outside of work
when Worker's Compensation insurance does not apply.
You can begin receiving money from your long term disability insurance policy when the
"waiting period" time chosen for the policy is reached. Typically, 6 months to a year is
chosen for a waiting period in order to reduce your premium, but shorter times are
available.
You choose the amount of income (up to 66% of your gross income) from
$400 to $3000 a month when you can't work due to an accident or illness.
Hospitalization Rider pays up to double your benefit per month
(for two months) if an injury or sickness puts you in the hospital!
No benefit reduction at age 65!
No restrictions on how the money is used!
$2,500 Accidental Death Benefit included!
24 hour coverage - on or off the job!
Guaranteed renewable to age 65
Short waiting periods 7, 14, 30, and 90 days!
Benefit periods of 2 & 5 years!
Click on the link below to fill out a quote request form for an Individual Long Term
Disability Insurance policy that will provide excellent disability insurance coverage.
We recommend these links to
other insurance website sources!
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